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Motor Trade Insurance Questions


What effect will electric cars have on traders insurance regulations and rules ?

What effect will electric cars have on traders insurance regulations and rules ?

As aficionados of all things new in the motor trade, we appreciate that customers believe that when taking out traders insurance as a young driver that an electrical car that is green, climate friendly, doesn't use fossil fuels directly and is an energy saving icon of the noughties, should mean lower insurance premiums. Unfortunately for many reasons it's simply not true.

Electrical powered cars have been around for 120 years, believe it or not Mr Ripley. Only now in the modern era of vehicle manufacturing can energy be stored sufficiently within a battery to run for a known length of time and power an engine just enough to hit required mileage on a motorway. Technology is fast accelerating in this area but so too are the premiums.

Can anyone drive without understanding trade insurance rules for uninsured cars?

As discussed elsewhere new technology does not naturally mean that while a motor vehicle is more efficient and Earth friendly, that it will cost less to repair. To make a comparison for almost every one million new car registrations, less than 1% are electric while the rest are petrol or diesel. 1.2 million diesel / petrol cars sold versus 7881 electrical cars in the period January to June 2018. You may well be a motor trader that's a revolutionary however the revolution has not even begun despite all the talk in the media.

This means your motor trade insurance policy may well go up if you add electric vehicles to your fleet or use them as your vehicle of choice as a tradesman, rather than see premiums go down. Surprised? Many people are. Which is why there is a movement to ask the Government to scrap a thing called Insurance Premium Tax (IPT) which is attributed to all insurance policies, not just electric cars.

Can I drive an uninsured car with traders insurance where the minimum requirement is part of the rules and regulations with the UK. European Union trade bloc really wishes to see greener cars and a less reliance on directly powered fossil fuel cars in the way of diesel and petrol then more should be done. Not to only enable grants for electrical car purchase as is currently proffered but to completely scrap IPT on electrical cars immediately. Then and only then will insurers be able to offset the expensive cost of electric car parts and repairs.

Can anyone drive without understanding trade insurance rules for uninsured cars? Yes an insurer uses mathematical equations to arrive at a costing for each individual policy. Accidents in older cars or known performance cars with parts that have a history of wear and tear and calibration are known quantities due to historic data. New electrical cars with new car parts, batteries which only have a manufacturer warranty without known design faults recorded are a liability.

Electrical cars may also have a range of differing tech problems with software and so the people required to fix these machines need different knowledge and learning curves and are not in abundance. Less knowledge and less availability of parts which makes them more expensive to cover and replace, makes electric car insurance more expensive for young drivers taking out trader's insurance. On top of the already inherent liability that you may be under the age of 25 and represent more risk to an insurer statistically. So what's the answer? Understand the rules and regulations for uninsured cars and who can drive and can anyone have one of these before buying a policy.

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Motor Trade Insurance Services

Motor Trade Insurance

Motor Trade Insurance

Finding the right cheap motor trade insurance policy can take considerable effort but we can help part time and full time car sellers and combine the best deal and the right support, first time every time. We offer free quotes for discount  motor traders insurance online with no deposit,
and have some providers that can include under 25s. How are you going to locate the most practical answer and advice in the shortest period and talk to an expert? Why should you settle for a high price when there are good traders insurance deals around. Can you find a better solution and see what is new  ventures get in the trade market?

Accessing the correct experience and knowledge is very important and we invite you to see what solutions we can offer. Time and time again we help motortraders save money and save time and get happy customers recommending us to others.
So that you can get on running your car trade business in a successful way. What better way than speaking to us for the cheapest traders cover in the sector. We can combine a trade policy and include staff and buildings cover in one. We also  enable you to have any driver included within all facets of the policy.

What car traders say about us is truly amazing as the saving can be so large . In conclusion we aim to assist motortrade business owners seek and find the most suitable and honest deal that they really need and can back this up with excellent customer service.

What about new ventures and new set up I may here you say, well these can all be covered to and we have considerable expertise to zoning in on the correct cover and we are pioneers of helping operations getting going and including additional business use with the car sellers policy.  (read more)

To obtain a low cost quote please call 0161 5434552

Road Risk Insurance

Road Risk Insurance

Evans & Lewis Insurance specialise in providing Road Risk Insurance for Motor Trade business’ and business’ that sell vehicles.  In recent times there has been a contraction in the Insurance market within this sector.  There are now fewer Insurers to provide these types of policies.  We  have an experienced team providing competitive quotes for Road Risk and also provide cheap combined Motor Trade Insurance.  We offer a range of payment options that can assist individuals to spread their payments over a variety of terms.

So whether you are looking for a Road Risk policy or Motor Trade Insurance with premises cover, it is extremely important to talk to a specialist in the Market like Evans & Lewis.  It will take a short time to go through your insurance requirements and we provide quotes for Motor Trade Insurance combined with Buildings and also Employers Liability and Public Liability. 

We  can offer a range of different levels of cover.  From third party only, third party Fire & Theft or fully comprehensive.  We also provide excess options from £250 - £1000.  There are also specialist policies which cover vehicles in transit, vehicles left at business premises and it is also possible to protect your no claims bonus.  (Road Risk Insurance)

To get a competitive  Motor Trade Insurance Quote
Please call 0161 5434552

Combined Motor Trade Insurance

Combined Motor Trade Insurance

When running  a motor trade business is very important to have the correct insurance policy in place to cover  all eventualities that can arise during the year. If you are employing staff and own a premises then the best cover is a combined motor trade insurance policy that will enable to put all the facets of your company under one roof. The main constituents of the policy are the road risk, employers liability, the public liability and the buildings cover. It is also greatly under estimated the importance of cover that provides revenue for you in the event of fire or flood or any other circumstance that may occur to your business activities.

In order to obtain the best costing it can be advisable to increase the excess as this can assist in lowering the motor trade insurance quote. Once you have identified all the attributes that you require with the policy it is best to speak to several firms who have significant experience and a dynamic approach to the service. Always choose a broker who has a reputable claims handling line because this is in essence what you are paying for.   (Combined Motor Trade Insurance)

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Motor Fleet Insurance

Cheap Motor Trade Insurance

How To Get Cheap Motor Trade Insurance Premiums Through Knowledge Knowing how to get cheap motor trade insurance premiums for your motor trade business can require some brainstorming.

Most operatives in the motor trade are clued up business men in the middle of a daily vehicular business and the last person they wish to deal with is a broker who doesn't know their trade. You know the ins and outs and wish to deal with an insurer which is straight and shows common sense. Understanding the needs of the individual business, premises, vehicles, liabilities, indemnities and drivers to be insured.

Our clients offer advice about cars as a dealership or making essential body and engine repairs as a mechanical repairer whose coverage needs to be the right level to offer customers guarantees on the work carried out. There are also car park owners who are tasked with the safety and security of thousands of cars on a weekly basis, entrusting Evans and Lewis with their livelihoods and insurance coverage. A vast swathe operate in vehicle recovery as a breakdown service or offer garage repairs as mechanics. Their customers expect the highest level of service and so should you. (Cheap Motor Trade Insurance)

If you would like to arrange a quote for insurance
Please call us now on 0161 5434552

Under 25 Motor Insurance

Under 25 Motor Insurance

Motor trade insurance for the under 25’s has significantly contracted in recent years and there are now only 2 or 3 insurers in the market place who will cater for this type of risk.  Often enough the insurers will request a business plan that provide projecting financial forecasts.  If an individual is looking for a combined  motor trade insurance with premises, then again, a similar format would apply.  The insurers are increasingly wary of individuals who take out this type of policy but are not working within the motor trade.
We have an in depth and broad understanding of the motor trade insurance market and we have gained experience over the years to ensure we can deliver  low cost solutions to suit your business.  When starting off in the motor trade it is of paramount importance to contain all overheads that will enable the business to grow, rather than being lumbered with large costs.
The motor trade insurance that we provide is for vehicle sales, servicing and repair, windscreen fitters, valeters and tyre fitters.  So whatever trade you work in within the motor trade sector, we are confident of finding you the best insurance deal.  As we have worked with our insurers for numerous years, we can negotiate on your behalf to find a motor trade insurance with buildings  solution that is bespoke to each business.  

(Under 25 Motor Trade Insurance)

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8 Frequently Asked Motor Trade Questions

Where Do I Find a Traders Insurance Online Quote?

Who Does The Lowest Trade Insurance Cover Price?

What is a Car Road Risk Insurance Policy?

Who Has Discount Trade Insurance Offers?

Why Have A Car Traders Insurance Policy?

How Much Does Trade Insurance Cost?

Who is the Best Car Motor Trade Broker?

Advice on Starting a Motortrade Business




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