Can I Drive Any Car With Traders Insurance?

Can I Drive Any Car
With Traders Insurance

Motor trader's car cover can be a catch all insurance for any business in the industry. It is tailored to individual needs and can be reduced or expanded to include any number of vehicles, drivers, premises, products, services and also any type of vehicle, multiple types of driver i.e. with convictions, no claims bonus history, part time, full time and the monthly insurance premiums will be measured against the cover provided. In essence, yes a cheap traders insurance cover is a flexible product for part time and full time businesses working in the motor trade which can cover any vehicle although policy particulars and rules still apply. For a driver to be able to drive any car, truck or vehicle it would need to be registered first with both the insurer and the national motor insurance database (MID). Though the short answer is no, it doesn't allow a driver to simply drive any vehicle without conditions first being met.

How does Motor Traders Insurance Work With Multiple Vehicles?

The worst kept secret, which sees private car drivers try to get trade cover also, is the offering of trade plates. This is a government system which enables a set of registered number plates, unique to the business or part time motor trader, which can be transferred between vehicles. While the majority of vehicles have a unique number plate assigned for its entire existence, a motor trader can use the same trade plates amongst a variety of cars and vehicles. The MID is a quick and authoritative tool that is updated by vehicle owners and insurers. but also viewed by third parties such as the government, police, insurers and prospective buyers of vehicles to check authenticity of ownership. A motor trader can buy and sell cars with these plates, making them roadworthy for a short period without having to take out individual insurance per new vehicle. The trader simply updates the MID each and every time - as long as the vehicle falls within the parameters. For example some high valued classic cars or sports cars may be exempt on the lowest cost premiums.

A separate clause in the insurance particulars allows for the registering of other named drivers that are most likely 25 years or younger have at least three years driving experience and are resident in the UK or with valid British driving licence. Named drivers can be added and removed at any time but notification is always required. While any of the named drivers can drive a vehicle with the trade plates, an unnamed driver cannot. The same occurs in respect of private cars of the proprietor of the insured party. A clause under social, domestic and pleasure enables any named driver to take receipt of a vehicle, be insured, as long as the private vehicle is also submitted to the insurer.

How do I find the cheapest trade policy with trade plates included.

While trade plates take some time to filter through, the process of applying for this status can be achieved when a person applies to get online quotes by email. This is a simple process that both new start up motor traders and existing ones can use to get a quick insurance offer and even on the day coverage, with a discount and the cheapest trade plate deal. To learn more and get broader specialist information click now A few items to understand, trade plates don't necessarily replace the current vehicle's registered number plate, the trade plate can be displayed at the rear or front but not cover the original. Trade plates are not insurer provided and a licence is directly registered with the government for a limited period of time. By either completing a VTL301 or VTL318. A separate fee is payable. A motor trade insurance product and certificate of proof is required before applying for trade plates.

A specialist motor trade insurance broker can assist with this process, advise about qualifying uninsured drivers, any age restrictions and detail any limits on drivers with convictions. All while still trying to narrow down a policy to exact requirements and offering the best and cheapest quote with a zero deposit premium a possibility. It is not essential to apply for trade plates. Read our blog here. If the motor trade business offers road testing to customers after the vehicle is serviced, is charged with moving vehicles from a premises to a weighbridge or MOT centre, or is required to drive recently purchased cars then trade plates are recommended. Get online quotes for new start up motor traders or renewals to your inbox with discount and enquire today.

Can I Drive Any Car With Traders Insurance?

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Motor Trade Insurance Services

Motor Trade Insurance

Finding the right cheap motor trade insurance policy can take considerable effort but we can help part time and full time car sellers and combine the best deal and the right support, first time every time. We offer free quotes for discount motor traders insurance online with no deposit,
and have some providers that can include under 25s. How are you going to locate the most practical answer and advice in the shortest period and talk to an expert? Why should you settle for a high price when there are good traders insurance deals around. Can you find a better solution and see what is new ventures get in the trade market?

Accessing the correct experience and knowledge is very important and we invite you to see what solutions we can offer. Time and time again we help motortraders save money and save time and get happy customers recommending us to others.
So that you can get on running your car trade business in a successful way. What better way than speaking to us for the cheapest traders cover in the sector. We can combine a trade policy and include staff and buildings cover in one. We also enable you to have any driver included within all facets of the policy.

What car traders say about us is truly amazing as the saving can be so large . In conclusion we aim to assist motortrade business owners seek and find the most suitable and honest deal that they really need and can back this up with excellent customer service.

What about new ventures and new set up I may here you say, well these can all be covered to and we have considerable expertise to zoning in on the correct cover and we are pioneers of helping operations getting going and including additional business use with the car sellers policy. (Motor Trade Insurance)

To obtain a low cost quote please call 0161 5434552

Road Risk Insurance

Evans & Lewis Insurance specialise in providing Road Risk Insurance for Motor Trade business’ and business’ that sell vehicles. In recent times there has been a contraction in the Insurance market within this sector. There are now fewer Insurers to provide these types of policies. We have an experienced team providing competitive quotes for Road Risk and also provide cheap combined Motor Trade Insurance. We offer a range of payment options that can assist individuals to spread their payments over a variety of terms.

So whether you are looking for a Road Risk policy or Motor Trade Insurance with premises cover, it is extremely important to talk to a specialist in the Market like Evans & Lewis. It will take a short time to go through your insurance requirements and we provide quotes for Motor Trade Insurance combined with Buildings and also Employers Liability and Public Liability.

We can offer a range of different levels of cover. From third party only, third party Fire & Theft or fully comprehensive. We also provide excess options from £250 - £1000. There are also specialist policies which cover vehicles in transit, vehicles left at business premises and it is also possible to protect your no claims bonus. (Road Risk Insurance)

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Combined Motor Trade Insurance

When running a motor trade business is very important to have the correct insurance policy in place to cover all eventualities that can arise during the year. If you are employing staff and own a premises then the best cover is a combined motor trade insurance policy that will enable to put all the facets of your company under one roof. The main constituents of the policy are the road risk, employers liability, the public liability and the buildings cover. It is also greatly under estimated the importance of cover that provides revenue for you in the event of fire or flood or any other circumstance that may occur to your business activities.

In order to obtain the best costing it can be advisable to increase the excess as this can assist in lowering the motor trade insurance quote. Once you have identified all the attributes that you require with the policy it is best to speak to several firms who have significant experience and a dynamic approach to the service. Always choose a broker who has a reputable claims handling line because this is in essence what you are paying for. (Combined Motor Trade Insurance)

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Cheap Motor Trade Insurance

How To Get Cheap Motor Trade Insurance Premiums Through Knowledge Knowing how to get cheap motor trade insurance premiums for your motor trade business can require some brainstorming.

Most operatives in the motor trade are clued up business men in the middle of a daily vehicular business and the last person they wish to deal with is a broker who doesn't know their trade. You know the ins and outs and wish to deal with an insurer which is straight and shows common sense. Understanding the needs of the individual business, premises, vehicles, liabilities, indemnities and drivers to be insured.

Our clients offer advice about cars as a dealership or making essential body and engine repairs as a mechanical repairer whose coverage needs to be the right level to offer customers guarantees on the work carried out. There are also car park owners who are tasked with the safety and security of thousands of cars on a weekly basis, entrusting Evans and Lewis with their livelihoods and insurance coverage. A vast swathe operate in vehicle recovery as a breakdown service or offer garage repairs as mechanics. Their customers expect the highest level of service and so should you. (Cheap Motor Trade Insurance)

If you would like to arrange a quote for insurance
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Under 25 Motor Insurance

Motor trade insurance for the under 25’s has significantly contracted in recent years and there are now only 2 or 3 insurers in the market place who will cater for this type of risk. Often enough the insurers will request a business plan that provide projecting financial forecasts. If an individual is looking for a combined motor trade insurance with premises, then again, a similar format would apply. The insurers are increasingly wary of individuals who take out this type of policy but are not working within the motor trade.
We have an in depth and broad understanding of the motor trade insurance market and we have gained experience over the years to ensure we can deliver low cost solutions to suit your business. When starting off in the motor trade it is of paramount importance to contain all overheads that will enable the business to grow, rather than being lumbered with large costs.
The motor trade insurance that we provide is for vehicle sales, servicing and repair, windscreen fitters, valeters and tyre fitters. So whatever trade you work in within the motor trade sector, we are confident of finding you the best insurance deal. As we have worked with our insurers for numerous years, we can negotiate on your behalf to find a motor trade insurance with buildings solution that is bespoke to each business.

(Under 25 Motor Trade Insurance)

Please call 0161 5434552 or email info@evansandlewis.co.uk