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Does Part Time Trade Insurance From Home Have Many Regulations?

Obtaining part time trade insurance while working from your own home is an absolute must to safeguard your house, indemnify your work and protect client assets. The primary regulation concerns the law. You need the most basic third party motor trade insurance when working with or driving vehicles belonging to somebody else. Whether you are full or part time, working from home or from a separate building. Even if you already have a fully operational Combined Motor Trade insurance with business premises policy in place, this can be adapted temporarily or permanently to reflect any new or ongoing situation. As an example, in the instance of a Coronavirus Lockdown many motor trade businesses will experience a sudden decrease in income. Whether at the point of renewal or in the middle of an existing policy you may feel it appropriate to switch to a part time trade insurance or add terms and conditions to cover this new unexpected loss. To enable you to switch to an alternative skill set to earn money. In doing so you should remember that your business premises still needs coverage. The majority will require the addition of the part time trade particulars.

Upgrade To Part Time Trade Insurance Cover

Essentially part time trader cover is for people who have a primary occupation and who work with vehicles in their spare time or have an avid interest in repairing and or reselling vintage cars. Breakdown recovery agents and mobile mechanics can also work from the comfort of their own home without requiring business premises, simply by making use of their garage and driveway. Most home insurance companies will not cover the visitation of business clients or the fall out from a customer's car causing an accident on your property.

This is why initiating or upgrading to include part time trade insurance terms is important. The inclusion of operating a business from your abode allows for peace of mind and insures against most incidents that can arise. There are also benefits of getting the correct cover for part time motor traders. For instance, the use of family cars for social, domestic and pleasure as well as other business or professional usage. Helpful if one of your vehicles is off the road or on loan elsewhere. There are a few regulations that you should be aware of before buying into this type of insurance policy. Firstly, due to the aforementioned benefits you will need to prove that you trade a certain amount of hours per week and this can be reflected via invoicing and receipts. Unless you are flipping antique Ferraris your income will probably not justify an all areas covered policy, in which case there will be limitations on the vehicles you may be able to repair or drive. Like high performance cars and motorcycles or driving high tonnage vehicles.

Cheaper Part Time Trader's Insurance Without The Extras

To ensure compliance and that your motor trade insurance policy remains intact and unimpeachable at claim time your activity is limited to only the vehicles you are covered for. Certain activities may be excluded also. Clearly a Part-Time Motor Trade policy is to cover everything that home insurance will not. This may include client's vehicles, some expensive work related tools, accidents by staff or visitors that are work related and in the main your liabilities and indemnities relative to work carried out and the driving of third party vehicles.

In essence most Part-Time Traders Insurance Quotes will show that the policy itself, which is a very low level third party road risks coverage, to be quite affordable and nowhere near as expensive as a Full-Time Traders Insurance Policy. Though, as your interests and business develops over time you may need to add more cover for other business activities. And while the only legal regulation from a Government perspective is that you must have a basic insurance in place, the operation of high tonnage vehicles and repairing high performance vehicles is merely a matter of proven experience and ability to pay the monthly premiums for extended cover.



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Motor Trade Insurance Services

Motor Trade Insurance

Motor Trade Insurance

Finding the right cheap motor trade insurance policy can take considerable effort but we can help part time and full time car sellers and combine the best deal and the right support, first time every time. We offer free quotes for discount  motor traders insurance online with no deposit,
and have some providers that can include under 25s. How are you going to locate the most practical answer and advice in the shortest period and talk to an expert? Why should you settle for a high price when there are good traders insurance deals around. Can you find a better solution and see what is new  ventures get in the trade market?

Accessing the correct experience and knowledge is very important and we invite you to see what solutions we can offer. Time and time again we help motortraders save money and save time and get happy customers recommending us to others.
So that you can get on running your car trade business in a successful way. What better way than speaking to us for the cheapest traders cover in the sector. We can combine a trade policy and include staff and buildings cover in one. We also  enable you to have any driver included within all facets of the policy.

What car traders say about us is truly amazing as the saving can be so large . In conclusion we aim to assist motortrade business owners seek and find the most suitable and honest deal that they really need and can back this up with excellent customer service.

What about new ventures and new set up I may here you say, well these can all be covered to and we have considerable expertise to zoning in on the correct cover and we are pioneers of helping operations getting going and including additional business use with the car sellers policy.  (read more)

To obtain a low cost quote please call 01672 493899

Road Risk Insurance

Road Risk Insurance

Evans & Lewis Insurance specialise in providing Road Risk Insurance for Motor Trade business’ and business’ that sell vehicles.  In recent times there has been a contraction in the Insurance market within this sector.  There are now fewer Insurers to provide these types of policies.  We  have an experienced team providing competitive quotes for Road Risk and also provide cheap combined Motor Trade Insurance.  We offer a range of payment options that can assist individuals to spread their payments over a variety of terms.

So whether you are looking for a Road Risk policy or Motor Trade Insurance with premises cover, it is extremely important to talk to a specialist in the Market like Evans & Lewis.  It will take a short time to go through your insurance requirements and we provide quotes for Motor Trade Insurance combined with Buildings and also Employers Liability and Public Liability. 

We  can offer a range of different levels of cover.  From third party only, third party Fire & Theft or fully comprehensive.  We also provide excess options from £250 - £1000.  There are also specialist policies which cover vehicles in transit, vehicles left at business premises and it is also possible to protect your no claims bonus.  (read more)

To get a competitive  Motor Trade Insurance Quote
Please call 01672 493899

Combined Motor Trade Insurance

Combined Motor Trade Insurance

When running  a motor trade business is very important to have the correct insurance policy in place to cover  all eventualities that can arise during the year. If you are employing staff and own a premises then the best cover is a combined motor trade insurance policy that will enable to put all the facets of your company under one roof. The main constituents of the policy are the road risk, employers liability, the public liability and the buildings cover. It is also greatly under estimated the importance of cover that provides revenue for you in the event of fire or flood or any other circumstance that may occur to your business activities.

In order to obtain the best costing it can be advisable to increase the excess as this can assist in lowering the motor trade insurance quote. Once you have identified all the attributes that you require with the policy it is best to speak to several firms who have significant experience and a dynamic approach to the service. Always choose a broker who has a reputable claims handling line because this is in essence what you are paying for.   (read more)

Telephone us now on 01672 493899

Motor Fleet Insurance

Cheap Motor Trade Insurance

How To Get Cheap Motor Trade Insurance Premiums Through Knowledge Knowing how to get cheap motor trade insurance premiums for your motor trade business can require some brainstorming.

Most operatives in the motor trade are clued up business men in the middle of a daily vehicular business and the last person they wish to deal with is a broker who doesn't know their trade. You know the ins and outs and wish to deal with an insurer which is straight and shows common sense. Understanding the needs of the individual business, premises, vehicles, liabilities, indemnities and drivers to be insured.

Our clients offer advice about cars as a dealership or making essential body and engine repairs as a mechanical repairer whose coverage needs to be the right level to offer customers guarantees on the work carried out. There are also car park owners who are tasked with the safety and security of thousands of cars on a weekly basis, entrusting Evans and Lewis with their livelihoods and insurance coverage. A vast swathe operate in vehicle recovery as a breakdown service or offer garage repairs as mechanics. Their customers expect the highest level of service and so should you. (read more)

If you would like to arrange a quote for insurance
Please call us now on 01672 493899

Under 25 Motor Insurance

Under 25 Motor Insurance

Motor trade insurance for the under 25’s has significantly contracted in recent years and there are now only 2 or 3 insurers in the market place who will cater for this type of risk.  Often enough the insurers will request a business plan that provide projecting financial forecasts.  If an individual is looking for a combined  motor trade insurance with premises, then again, a similar format would apply.  The insurers are increasingly wary of individuals who take out this type of policy but are not working within the motor trade.
We have an in depth and broad understanding of the motor trade insurance market and we have gained experience over the years to ensure we can deliver  low cost solutions to suit your business.  When starting off in the motor trade it is of paramount importance to contain all overheads that will enable the business to grow, rather than being lumbered with large costs.
The motor trade insurance that we provide is for vehicle sales, servicing and repair, windscreen fitters, valeters and tyre fitters.  So whatever trade you work in within the motor trade sector, we are confident of finding you the best insurance deal.  As we have worked with our insurers for numerous years, we can negotiate on your behalf to find a motor trade insurance with buildings  solution that is bespoke to each business.  

(read more)

Please call 01672 493899 or email info@evansandlewis.co.uk


8 Frequently Asked Motor Trade Questions

Where Do I Find a Traders Insurance Online Quote?

Who Does The Lowest Trade Insurance Cover Price?

What is a Car Road Risk Insurance Policy?

Who Has Discount Trade Insurance Offers?

Why Have A Car Traders Insurance Policy?

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Advice on Starting a Motortrade Business




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