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The changes that Brexit will have on motor trade insurance in the UK

The changes that Brexit will have on motor trade insurance in the UK

Brexit and Motor trade insurance has so far escaped Project Fear because in the mindset of those who talk up fantastical problems, they have probably failed to understand the complicated movement of money that occurs at insurance houses across the globe that keep the working man in business. In the UK the industry is regulated by the Financial Conduct Authority, within the EU it's EIOPA. If a no deal Brexit was confirmed tomorrow you may have been lead to believe that as a Truck driver the world would stop revolving. True in part that in respect of a no deal, driving licences may need internationally recognised permits, trailers may need additional registrations and checks implemented at borders (1) but as far as insurance goes, it is really too big a beast to tamper with.

It's conceivable that post Brexit motor trade insurance premiums may even reduce.

Are you understanding any of this? It's a well used response but in a way yes. Rules and Motor trade insurance regulations can affect who can drive and what minimum requirements are needed. The premiums are paid by a million and one Truckers, transporters, MOT centres and any number of related trade businesses to a handful of insurance houses. These are based in the UK, EU, global and with subsidiaries. It's not only money from other premium payers that pay you when a hammer is stolen, your car is broken into or your 70 tonne truck ploughs into a barn. Insurance companies invest a small but significant percentage in stocks, bonds and investments. Any change in that money transfer and a lot of companies listed on European, Asian and American stock markets are going to wonder where the inflow of money went.Who can drive under a motor trade policy will vary by country and uninsured cars will still need trade plates. What has this to do with any changes that Brexit will have on understanding traders insurance in the UK?

Any existing policyholders that have single country and cross border contracts with insurers that are in the UK and EU should notice zero cover changes or charges. Many insurance companies have put into effect a Part VII transfer plan which has transferred your policy to a company that can legally (it's hoped) pay out a claim in the event it is required and you may well have already received notification of this, if it was necessary to do so. The over-riding holding company will be the same, simply subsidiaries in whichever region pick up the legal slack to keep your policy in place. In this respect what exactly will change? The vehicle parts chain continues, the labour and servicing is maintained, car factories keep making cars to offset currency fluctuation with overheads, nor will the repair work shops move. Your policies are safe but who can drive and can anyone get a traders policy will become a part of the new world. The only residual effect of a no deal Brexit or maintaining new finance laws in a post Brexit world is that premiums may increase. For UK based truckers with UK bound logistics abiding by Ul motor trade insurance regulations and rules, it's conceivable that post Brexit motor trade insurance premiums may even reduce.

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Motor Trade Insurance Services

Motor Trade Insurance

Motor Trade Insurance

Finding the right cheap motor trade insurance policy can take considerable effort but we can help part time and full time car sellers and combine the best deal and the right support, first time every time. We offer free quotes for discount  motor traders insurance online with no deposit,
and have some providers that can include under 25s. How are you going to locate the most practical answer and advice in the shortest period and talk to an expert? Why should you settle for a high price when there are good traders insurance deals around. Can you find a better solution and see what is new  ventures get in the trade market?

Accessing the correct experience and knowledge is very important and we invite you to see what solutions we can offer. Time and time again we help motortraders save money and save time and get happy customers recommending us to others.
So that you can get on running your car trade business in a successful way. What better way than speaking to us for the cheapest traders cover in the sector. We can combine a trade policy and include staff and buildings cover in one. We also  enable you to have any driver included within all facets of the policy.

What car traders say about us is truly amazing as the saving can be so large . In conclusion we aim to assist motortrade business owners seek and find the most suitable and honest deal that they really need and can back this up with excellent customer service.

What about new ventures and new set up I may here you say, well these can all be covered to and we have considerable expertise to zoning in on the correct cover and we are pioneers of helping operations getting going and including additional business use with the car sellers policy.  (read more)

To obtain a low cost quote please call 01672 493899

Road Risk Insurance

Road Risk Insurance

Evans & Lewis Insurance specialise in providing Road Risk Insurance for Motor Trade business’ and business’ that sell vehicles.  In recent times there has been a contraction in the Insurance market within this sector.  There are now fewer Insurers to provide these types of policies.  We  have an experienced team providing competitive quotes for Road Risk and also provide cheap combined Motor Trade Insurance.  We offer a range of payment options that can assist individuals to spread their payments over a variety of terms.

So whether you are looking for a Road Risk policy or Motor Trade Insurance with premises cover, it is extremely important to talk to a specialist in the Market like Evans & Lewis.  It will take a short time to go through your insurance requirements and we provide quotes for Motor Trade Insurance combined with Buildings and also Employers Liability and Public Liability. 

We  can offer a range of different levels of cover.  From third party only, third party Fire & Theft or fully comprehensive.  We also provide excess options from £250 - £1000.  There are also specialist policies which cover vehicles in transit, vehicles left at business premises and it is also possible to protect your no claims bonus.  (read more)

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Combined Motor Trade Insurance

Combined Motor Trade Insurance

When running  a motor trade business is very important to have the correct insurance policy in place to cover  all eventualities that can arise during the year. If you are employing staff and own a premises then the best cover is a combined motor trade insurance policy that will enable to put all the facets of your company under one roof. The main constituents of the policy are the road risk, employers liability, the public liability and the buildings cover. It is also greatly under estimated the importance of cover that provides revenue for you in the event of fire or flood or any other circumstance that may occur to your business activities.

In order to obtain the best costing it can be advisable to increase the excess as this can assist in lowering the motor trade insurance quote. Once you have identified all the attributes that you require with the policy it is best to speak to several firms who have significant experience and a dynamic approach to the service. Always choose a broker who has a reputable claims handling line because this is in essence what you are paying for.   (read more)

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Motor Fleet Insurance

Cheap Motor Trade Insurance

How To Get Cheap Motor Trade Insurance Premiums Through Knowledge Knowing how to get cheap motor trade insurance premiums for your motor trade business can require some brainstorming.

Most operatives in the motor trade are clued up business men in the middle of a daily vehicular business and the last person they wish to deal with is a broker who doesn't know their trade. You know the ins and outs and wish to deal with an insurer which is straight and shows common sense. Understanding the needs of the individual business, premises, vehicles, liabilities, indemnities and drivers to be insured.

Our clients offer advice about cars as a dealership or making essential body and engine repairs as a mechanical repairer whose coverage needs to be the right level to offer customers guarantees on the work carried out. There are also car park owners who are tasked with the safety and security of thousands of cars on a weekly basis, entrusting Evans and Lewis with their livelihoods and insurance coverage. A vast swathe operate in vehicle recovery as a breakdown service or offer garage repairs as mechanics. Their customers expect the highest level of service and so should you. (read more)

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Under 25 Motor Insurance

Under 25 Motor Insurance

Motor trade insurance for the under 25’s has significantly contracted in recent years and there are now only 2 or 3 insurers in the market place who will cater for this type of risk.  Often enough the insurers will request a business plan that provide projecting financial forecasts.  If an individual is looking for a combined  motor trade insurance with premises, then again, a similar format would apply.  The insurers are increasingly wary of individuals who take out this type of policy but are not working within the motor trade.
We have an in depth and broad understanding of the motor trade insurance market and we have gained experience over the years to ensure we can deliver  low cost solutions to suit your business.  When starting off in the motor trade it is of paramount importance to contain all overheads that will enable the business to grow, rather than being lumbered with large costs.
The motor trade insurance that we provide is for vehicle sales, servicing and repair, windscreen fitters, valeters and tyre fitters.  So whatever trade you work in within the motor trade sector, we are confident of finding you the best insurance deal.  As we have worked with our insurers for numerous years, we can negotiate on your behalf to find a motor trade insurance with buildings  solution that is bespoke to each business.  

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8 Frequently Asked Motor Trade Questions

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