Call: 01672 493899
Get Insurance Quote Under 25 Get Insurance Quote Over 25
Home About Us Terms of Business FAQ Blog Contact Us
   

Do I Need Motor Trade Insurance Proof Of Trading ?

Opening or running an existing business within the motor trade industry has many more advantages than disadvantages, in fact the benefits are so great that insurers need to ensure that you are actually a trader. Why? Individual car owners would love the freedom to drive any car at a cheaper price, carry over no claims bonuses, even run trade plates and be able to not pay tax on multiple vehicles at any one time. Low cost vehicle insurance whether related to cars, vans or trucks is always highly sought after. On top of proof of trading documents, you will also need to have a full UK driver's licence, be at least 23 years of age - although not all require this to be the case and there are ways around it. It is the driving experience that matters and a minority of insurers do not require a new venture by a person under 23 years of age to be classed as a young driver.

How To Offer Proof Of Trading For Motor Trade Insurance?

When you first call a specialist motor trade insurance broker you will feel like a whole new world has opened up to you, however after securing you a deal they will insist on documents that show your business is legit. To prove this you may have to send in details such as, a copy of your registered certificate of incorporation from Companies House or if self employed, business account details, receipts and proof that you have at least a new start up with everything in place to proceed.

The issue is that those not in the motor trade, being embroiled in accidents are considered fraudulent as the offer is not intended for them. One of the main restrictions for third party and comprehensive cover is that all your vehicle needs are directly related to your business. If you are taking children to school or going on holiday, the risks are separate and if an insurer ends up having to pay for a high claim by default, this increases the cost of insurance premiums for every other motor trader.

Can I Get Motor Trade Insurance Without Proof Of Trading

No, in fact it is essential that you keep every receipt and a record of transactions and contracts from the get go. Failure to do so could see you scrambling for evidence that shows proof of trading to get motor trade insurance. If you purchase a vehicle for a hobby, perhaps you restore antique cars but do it for fun, you should retain receipts just in case you go professional at any time in the future. It will help you greatly in getting a good deal, especially if carrying a no claims bonus.

In all cases you can add in liability cover, premises insurance and road risks insurance cover. However, if you are a really small operation handling only a few cars a year, a tailored insurance package for the motor trade may not be necessary. Keep receipts for renewal with a competitor - just in case you find a better comparison quote online. If you are a new venture, use bank statement letters and contracts, with vehicle purchases to support your application.

 

 

Get Your FREE Motor Trade Insurance Quote Today


Motor Trade Insurance Policies from £499
ZERO DEPOSIT with low rate finance available


Motor Insurance for your business!

Call Now 01672 493899

Motor Trade Insurance Services


Motor Trade Insurance

Motor Trade Insurance

Finding the right cheap motor trade insurance policy can take considerable effort but we can help part time and full time car sellers and combine the best deal and the right support, first time every time. We offer free quotes for discount  motor traders insurance online with no deposit,
and have some providers that can include under 25s. How are you going to locate the most practical answer and advice in the shortest period and talk to an expert? Why should you settle for a high price when there are good traders insurance deals around. Can you find a better solution and see what is new  ventures get in the trade market?

Accessing the correct experience and knowledge is very important and we invite you to see what solutions we can offer. Time and time again we help motortraders save money and save time and get happy customers recommending us to others.
So that you can get on running your car trade business in a successful way. What better way than speaking to us for the cheapest traders cover in the sector. We can combine a trade policy and include staff and buildings cover in one. We also  enable you to have any driver included within all facets of the policy.

What car traders say about us is truly amazing as the saving can be so large . In conclusion we aim to assist motortrade business owners seek and find the most suitable and honest deal that they really need and can back this up with excellent customer service.

What about new ventures and new set up I may here you say, well these can all be covered to and we have considerable expertise to zoning in on the correct cover and we are pioneers of helping operations getting going and including additional business use with the car sellers policy.  (read more)

To obtain a low cost quote please call 01672 493899

Road Risk Insurance

Road Risk Insurance

Evans & Lewis Insurance specialise in providing Road Risk Insurance for Motor Trade business’ and business’ that sell vehicles.  In recent times there has been a contraction in the Insurance market within this sector.  There are now fewer Insurers to provide these types of policies.  We  have an experienced team providing competitive quotes for Road Risk and also provide cheap combined Motor Trade Insurance.  We offer a range of payment options that can assist individuals to spread their payments over a variety of terms.

So whether you are looking for a Road Risk policy or Motor Trade Insurance with premises cover, it is extremely important to talk to a specialist in the Market like Evans & Lewis.  It will take a short time to go through your insurance requirements and we provide quotes for Motor Trade Insurance combined with Buildings and also Employers Liability and Public Liability. 

We  can offer a range of different levels of cover.  From third party only, third party Fire & Theft or fully comprehensive.  We also provide excess options from £250 - £1000.  There are also specialist policies which cover vehicles in transit, vehicles left at business premises and it is also possible to protect your no claims bonus.  (read more)

To get a competitive  Motor Trade Insurance Quote
Please call 01672 493899

Combined Motor Trade Insurance

Combined Motor Trade Insurance

When running  a motor trade business is very important to have the correct insurance policy in place to cover  all eventualities that can arise during the year. If you are employing staff and own a premises then the best cover is a combined motor trade insurance policy that will enable to put all the facets of your company under one roof. The main constituents of the policy are the road risk, employers liability, the public liability and the buildings cover. It is also greatly under estimated the importance of cover that provides revenue for you in the event of fire or flood or any other circumstance that may occur to your business activities.

In order to obtain the best costing it can be advisable to increase the excess as this can assist in lowering the motor trade insurance quote. Once you have identified all the attributes that you require with the policy it is best to speak to several firms who have significant experience and a dynamic approach to the service. Always choose a broker who has a reputable claims handling line because this is in essence what you are paying for.   (read more)

Telephone us now on 01672 493899

Motor Fleet Insurance

Cheap Motor Trade Insurance

How To Get Cheap Motor Trade Insurance Premiums Through Knowledge Knowing how to get cheap motor trade insurance premiums for your motor trade business can require some brainstorming.

Most operatives in the motor trade are clued up business men in the middle of a daily vehicular business and the last person they wish to deal with is a broker who doesn't know their trade. You know the ins and outs and wish to deal with an insurer which is straight and shows common sense. Understanding the needs of the individual business, premises, vehicles, liabilities, indemnities and drivers to be insured.

Our clients offer advice about cars as a dealership or making essential body and engine repairs as a mechanical repairer whose coverage needs to be the right level to offer customers guarantees on the work carried out. There are also car park owners who are tasked with the safety and security of thousands of cars on a weekly basis, entrusting Evans and Lewis with their livelihoods and insurance coverage. A vast swathe operate in vehicle recovery as a breakdown service or offer garage repairs as mechanics. Their customers expect the highest level of service and so should you. (read more)

If you would like to arrange a quote for insurance
Please call us now on 01672 493899

Under 25 Motor Insurance

Under 25 Motor Insurance

Motor trade insurance for the under 25’s has significantly contracted in recent years and there are now only 2 or 3 insurers in the market place who will cater for this type of risk.  Often enough the insurers will request a business plan that provide projecting financial forecasts.  If an individual is looking for a combined  motor trade insurance with premises, then again, a similar format would apply.  The insurers are increasingly wary of individuals who take out this type of policy but are not working within the motor trade.
We have an in depth and broad understanding of the motor trade insurance market and we have gained experience over the years to ensure we can deliver  low cost solutions to suit your business.  When starting off in the motor trade it is of paramount importance to contain all overheads that will enable the business to grow, rather than being lumbered with large costs.
The motor trade insurance that we provide is for vehicle sales, servicing and repair, windscreen fitters, valeters and tyre fitters.  So whatever trade you work in within the motor trade sector, we are confident of finding you the best insurance deal.  As we have worked with our insurers for numerous years, we can negotiate on your behalf to find a motor trade insurance with buildings  solution that is bespoke to each business.  

(read more)

Please call 01672 493899 or email info@evansandlewis.co.uk

 

8 Frequently Asked Motor Trade Questions

Where Do I Find a Traders Insurance Online Quote?

Who Does The Lowest Trade Insurance Cover Price?

What is a Car Road Risk Insurance Policy?

Who Has Discount Trade Insurance Offers?

Why Have A Car Traders Insurance Policy?

How Much Does Trade Insurance Cost?

Who is the Best Car Motor Trade Broker?

Advice on Starting a Motortrade Business

   

 

 

Get a Quick Quote on 01672 493899

Home About Us Terms of Business FAQ Contact Us News