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Your ramps, your diagnostic laptops, the gleaming line of part-ex cars on the forecourt—these aren’t just things. They’re the engine of your livelihood. Lose them, and the doors close. Protect them, and the profits flow. A motor trade policy is the key, but only if it is fine-tuned to guard every nut, bolt and bonnet badge you rely on. Beware some cheap motor trade polices will not extend the cover to stock.
As Motor Trade Insurance professionals, we talk to dealers, mechanics, valeters, recovery operators and detailers every day. We understand how quickly a single damaged hoist or the theft of a just-arrived hybrid SUV can turn a healthy balance sheet upside down. That’s why we build cover around your real-world kit and your real-world stock, not some generic checklist.
Imagine losing thousands of pounds’ worth of diagnostic machines overnight. Or picture your most popular spare parts disappearing before the morning rush. These scenarios aren’t just stressful; they can halt trade, harm your reputation, and drive costs through the roof. By covering both equipment and stock under a single policy, you:
Our clients often tell us they thought “insurance is just another cost,” only to find that the right policy actually lowers the overall price of doing business.
Modern workshops rely on a diverse range of tools and machines. A standard motor trade policy from us can cover:
Keep your scan tools, code readers, and PCs under umbrella protection. Whether it’s a software glitch or accidental damage, you won’t be left paying a ransom for repairs.
Essential to any garage, lifts cost a small fortune. One mishap and you could face hefty repair bills—without cover. We ensure you get prompt replacements at the lowest cost possible.
Vital for fast turnaround in tyre fitting, this equipment can be a target for breakdown or theft. Our policies mean you get rapid support, often without excess.
From paint booths to bench grinders, your bodyshop gear is safeguarded against fire, flood, and vandalism. And if a supplier recall hits, stock replacement is sorted out smoothly.
Your stock is the lifeblood of sales and services. Covering stock isn’t an optional extra—it’s the difference between profit and loss when the unexpected happens. We cover:
Everything from brake pads to alternators is insured against theft, damage, and even supplier defects.
Popular tyres can be worth thousands. Protect your entire rack against shrinkage—whether the culprit is shoplifters or bad weather.
Whether you’re running a used car forecourt or selling new models, we’ve got you covered. From arson to accidental damage, you’ll have comprehensive cover that keeps your business moving.
A truly comprehensive motor trade policy wraps building contents, fixtures, and stock into one neat package. With Evans & Lewis expertise, you can add:
Protect your team and customers. If someone slips near the parts counter, you’re covered.
Broken windows, damaged signage—these aren’t just cosmetic issues; they can halt trade. Quick replacements at competitive rates keep you trading.
If a covered incident forces you to close, our policies reimburse lost income. That means your costs stay in check, even when you’re not trading.
No two motor trade businesses are the same. A roadside recovery service has vastly different needs from a full-service garage. That’s why our expert brokers take time to understand:
What equipment do you own? How much stock do you carry?
Looking for the cheapest possible cover? We’ll benchmark prices.
Expanding operations? Adding new workshops? We’ll scale your cover.
The result? A policy that fits like a glove, offering maximum protection at the lowest cost you’ll find on the market.
When you’re hunting for the cheapest motor trade insurance, it’s tempting to pinch every penny. But choosing a cheap policy without understanding the cover can leave you severely underinsured. As motor trade insurance specialists, we balance affordability with thorough protection:
Bundle equipment, stock, and liability cover into one policy, and watch the price drop.
Earn a discount for each year you stay claim-free—then pass it on to lower your renewal price.
A small increase in excess can dramatically reduce your premium. We’ll show you the math so you can make an informed choice.
Our promise is simple: you get the cheapest genuine deals, not cheap imitations. Coverage is as important as cost, and our brokers fight for the best balance of both.
Standard motor trade insurance might exclude specific items or situations. We go further, offering optional extras like:
Should you need to swap a tyre roadside or perform diagnostics at a client’s site, your tools stay covered.
Whether you collect parts or deliver aftermarket accessories, your stock is insured on the road.
Spillage of oils or hazardous materials? We include cover so you can focus on the repair, not the remediation bill.
These bolt-on covers ensure you’re not stuck with a hefty bill when the unlikely occurs.
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Ready to lock in the best deals on equipment and stock cover? Here’s how simple it is:
Fill in Our Online Quote Form: It takes less than 5 minutes.
Speak to a Specialist: We’ll fine-tune the cover, excess, and discounts. Tel us of any claims and convictions recentlythat the company has received.
Enjoy Peace of Mind: Know that your tools, machinery, and stock are protected—at the lowest cost.
Don’t settle for the cheapest policy if it means hidden gaps. Nor should you overpay for cover you don’t need. Let us craft a motor trade policy that’s just right—complete, cost-effective, and backed by service that understands your sector.
Unrivalled Expertise: Decades in the motor trade insuranceproviding the best online quotes in the market
Flexible Pricing: From cheap starter quotes to comprehensive bundles.
Exclusive Deals: Special discounts for multi-site operations, young traders, and franchise workshops.
24/7 Claims Support: When you need us most, we’re just a phone call away.
Your equipment and stock are worth protecting properly. Don’t let a small accident become a big problem. Discover the difference between average traders cover and exceptional value.
Contact us today for a free, no-obligation quote. We’ll show you how to drive your costs down while driving your business forward.
Motor Trade Insurance with Equipment & Stock Cover: It’s not just a policy. It’s peace of mind on every bolt, every tire, every part. Secure your workshop today—at the lowest cost, with unbeatable deals and discounts.
Get Your FREE Motor Trade Insurance Quote Today |
01915741216 |
Motor Trade Insurance Policies from £499 |
Finding the right cheap motor trade insurance policy can take considerable effort but we can help part time and full time car sellers and combine the best deal and the right support, first time every time. We offer free quotes for discount motor traders insurance online with no deposit,
and have some providers that can include under 25s. How are you going to locate the most practical answer and advice in the shortest period and talk to an expert? Why should you settle for a high price when there are good traders insurance deals around. Can you find a better solution and see what is new ventures get in the trade market?
Accessing the correct experience and knowledge is very important and we invite you to see what solutions we can offer. Time and time again we help motortraders save money and save time and get happy customers recommending us to others.
So that you can get on running your car trade business in a successful way. What better way than speaking to us for the cheapest traders cover in the sector. We can combine a trade policy and include staff and buildings cover in one. We also enable you to have any driver included within all facets of the policy.
What car traders say about us is truly amazing as the saving can be so large . In conclusion we aim to assist motortrade business owners seek and find the most suitable and honest deal that they really need and can back this up with excellent customer service.
What about new ventures and new set up I may here you say, well these can all be covered to and we have considerable expertise to zoning in on the correct cover and we are pioneers of helping operations getting going and including additional business use with the car sellers policy. (Motor Trade Insurance)
Evans & Lewis Insurance specialise in providing Road Risk Insurance for Motor Trade business’ and business’ that sell vehicles. In recent times there has been a contraction in the Insurance market within this sector. There are now fewer Insurers to provide these types of policies. We have an experienced team providing competitive quotes for Road Risk and also provide cheap combined Motor Trade Insurance. We offer a range of payment options that can assist individuals to spread their payments over a variety of terms.
So whether you are looking for a Road Risk policy or Motor Trade Insurance with premises cover, it is extremely important to talk to a specialist in the Market like Evans & Lewis. It will take a short time to go through your insurance requirements and we provide quotes for Motor Trade Insurance combined with Buildings and also Employers Liability and Public Liability.
We can offer a range of different levels of cover. From third party only, third party Fire & Theft or fully comprehensive. We also provide excess options from £250 - £1000. There are also specialist policies which cover vehicles in transit, vehicles left at business premises and it is also possible to protect your no claims bonus. (Road Risk Insurance)
To get a competitive Motor Trade Insurance Quote
Please call 01915741216
When running a motor trade business is very important to have the correct insurance policy in place to cover all eventualities that can arise during the year. If you are employing staff and own a premises then the best cover is a combined motor trade insurance policy that will enable to put all the facets of your company under one roof. The main constituents of the policy are the road risk, employers liability, the public liability and the buildings cover. It is also greatly under estimated the importance of cover that provides revenue for you in the event of fire or flood or any other circumstance that may occur to your business activities.
In order to obtain the best costing it can be advisable to increase the excess as this can assist in lowering the motor trade insurance quote. Once you have identified all the attributes that you require with the policy it is best to speak to several firms who have significant experience and a dynamic approach to the service. Always choose a broker who has a reputable claims handling line because this is in essence what you are paying for. (Combined Motor Trade Insurance)
Telephone us now on 01915741216
How To Get Cheap Motor Trade Insurance Premiums Through Knowledge
Knowing how to get cheap motor trade insurance premiums for your motor trade business can require some brainstorming.
Most operatives in the motor trade are clued up business men in the middle of a daily vehicular business and the last person they wish to deal with is a broker who doesn't know their trade. You know the ins and outs and wish to deal with an insurer which is straight and shows common sense. Understanding the needs of the individual business, premises, vehicles, liabilities, indemnities and drivers to be insured.
Our clients offer advice about cars as a dealership or making essential body and engine repairs as a mechanical repairer whose coverage needs to be the right level to offer customers guarantees on the work carried out. There are also car park owners who are tasked with the safety and security of thousands of cars on a weekly basis, entrusting Evans and Lewis with their livelihoods and insurance coverage. A vast swathe operate in vehicle recovery as a breakdown service or offer garage repairs as mechanics. Their customers expect the highest level of service and so should you. (Cheap Motor Trade Insurance)
If you would like to arrange a quote for insurance
Please call us now on 01915741216
Motor trade insurance for the under 25’s has significantly contracted in recent years and there are now only 2 or 3 insurers in the market place who will cater for this type of risk. Often enough the insurers will request a business plan that provide projecting financial forecasts. If an individual is looking for a combined motor trade insurance with premises, then again, a similar format would apply. The insurers are increasingly wary of individuals who take out this type of policy but are not working within the motor trade.
We have an in depth and broad understanding of the motor trade insurance market and we have gained experience over the years to ensure we can deliver low cost solutions to suit your business. When starting off in the motor trade it is of paramount importance to contain all overheads that will enable the business to grow, rather than being lumbered with large costs.
The motor trade insurance that we provide is for vehicle sales, servicing and repair, windscreen fitters, valeters and tyre fitters. So whatever trade you work in within the motor trade sector, we are confident of finding you the best insurance deal. As we have worked with our insurers for numerous years, we can negotiate on your behalf to find a motor trade insurance with buildings solution that is bespoke to each business.
(Under 25 Motor Trade Insurance)
Please call 01915741216 or email info@evansandlewis.co.uk
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